Since Bitcoin ushered in a big bull market in 2017, the currency circle has entered a long bear market. During this period, more and more users are playing mining. Especially this year, since DeFi created the liquidity model, it has attracted many users to participate. However, the threshold for participation in DeFi liquidity mining is very high. Users need to master the wallet registration, wallet key management, wallet and protocol interaction. , Arbitrage strategies, mining strategies, etc., which are too difficult for ordinary users, and it is impossible to guarantee capital and interest. There are still certain risks, which are not suitable for most investors.
With the development of the social and economic level, people's economic income gradually increases, and the amount of money used by individuals and families is increasing. According to statistics, the remaining balance of bank wealth management products increased steadily in 2019, with 47,300 non-guaranteed wealth management products, with a remaining balance of 23.40 trillion yuan, a year-on-year increase of 6.15%. The issuance of net worth products has continued to increase. In 2019, the remaining balance of net worth products was 10.13 trillion yuan, a year-on-year increase of 4.12 trillion yuan, an increase of 68.61%.
However, since the outbreak of the global financial crisis in 2008, countries have adopted loose monetary policies and deposit interest rates have been lowered. Now the annualized return of bank deposits is less than 2%. In addition to banks and financial institutions, some technology companies such as Ant Financial, Tencent, JD, etc. have also launched their own financial investment products. In the early stage, in order to attract users to participate, the annualized income was relatively high, but as the operation became stable , The annualized income has declined, only slightly higher than that of banks, financial institutions, etc. It is difficult to meet people's demand for high profits and high returns. Therefore, people are eager to find a stable, principal and interest-guaranteed wealth management product with relatively high annual returns to ensure the continuous appreciation of their assets. BitOffer's quantitative wealth management fund with guaranteed principal and interest was born.
Prior to this, many exchanges have launched excessive wealth management funds, with an annualized return of about 5%, which is more than twice that of traditional finance. However, they are non-guaranteed wealth management products like the wealth management products launched by traditional finance. There is a great correlation between their earnings and the market. In the extreme market that plunges, users are still unavoidable to suffer losses, and the market of digital currencies is changing every day, and the market is unpredictable. That is to say, users' investment is still There are certain risks.
BitOffer has joined hands with Goldman Sachs Asia’s top professional quantitative team. After fully researching the market and understanding people’s investment needs, BitOffer uses years of experience in asset management for large institutions and large customers to launch the currency circle through strategies such as quantitative hedging, quantitative arbitrage, and high-frequency trading. The quantitative wealth management fund with principal and interest guarantee-Changying No.1, will be officially launched on October 22. The annualized return is as high as 20%, which is about 4 times the income of other exchange quantitative funds. It can be redeemed at any time and completely resolved. This is the pain point that players in the currency circle pursue stability, high returns, high returns, and risk-free. That is, no matter when the user subscribes or redeems, the principal and interest can be guaranteed, and there will be no loss.
Before the launch of the quantitative fund, many users actively participated in DeFii's liquidity mining in pursuit of high returns. However, due to the high gas costs and extremely high transaction fees of the Ethereum network, coupled with the recent price of DeFI tokens Plunging, many users did not make money by mining liquidity. Now that BitOffer has launched a quantitative wealth management fund that guarantees capital and returns, it is time to say goodbye to mining.
In addition, the recent US presidential election will have a certain impact on the spot gold market and US stocks, and there is a strong link between Bitcoin and spot gold, so the recent market fluctuations may be relatively large, and it is not suitable for placing orders. . In addition, the United States has been deeply affected by the epidemic this year, the economy has been severely down, and the entire market has been in depression. The market situation next year may be even worse. In the face of such an international economic situation, quantitative wealth management products with guaranteed capital and return have become people's first choice.
Lei Jun, the founder of Xiaomi, said: "Standing on the vent, pigs can fly". Only by adapting to the situation can they go longer. Only by solving people's pain points can they be favored by the market. BitOffer's "Long Win One" Quantitative Wealth Management Fund was launched under such circumstances. I believe that the moment it goes online on October 22, it will become popular in the currency circle. It is a blockbuster and another myth in the currency circle!