Api interface-provides three-element real-name authentication procedures for bank cards

Api interface-provides three-element real-name authentication procedures for bank cards

Since the new millennium, with the continuous improvement of Internet management methods, API real-name authentication has become a necessary means of Internet control. In order to ensure user information security, more and more platforms require users to perform real-name authentication.

API real-name authentication can not only prove your identity, but also protect your legal rights. API real-name authentication can better protect the security of your account. The purpose of real-name authentication is to verify whether the account bound to the user belongs to the user, to ensure that the information in the account can only be retrieved by the user, to prevent account theft, and to help you Quickly retrieve passwords, appeal changes to accounts, etc.

Benefits of real-name authentication

In 2019, the state promulgated the "Notice on Preventing Minors from Indulging in Online Games" (hereinafter referred to as the "Notice"), requiring that from January 1, 2020, companies shall not provide game services for users who have not registered with real names. All Real-name management of game accounts must be strictly implemented. If the account is not real-named, users can only play through the guest experience mode provided by the game company for at most one hour, and the same device can only experience it once within 15 days.

API real-name authentication is a verification and review of the authenticity of user information in order to establish a complete and reliable Internet credit. It has played a very good role in pre-prevention and tracing the source of crimes that use the Internet as a medium. Every Internet terminal and network ID can achieve real-name authentication. If the source is traceable, then the living space of network fraud crimes and telecommunication fraud crimes will be greatly compressed.

The need for real-name authentication

Real-name authentication is one of the higher-level authentication methods to assist us in recovering passwords, appealing verification and other operations. The high authentication level is mainly reflected in the identity verification name information that is recognized by the state to identify and record citizenship information. , Its information and data are protected by national legislation.

Real-name authentication method

1. Real-name identity authentication is performed by uploading scanned copies of the front and back of the ID card, and the real-name authentication can be completed after verification.

2. If the ID card is not around, you can choose to verify the real name by verifying the bank card. Scan the front of the bank card or fill in the correct bank card number to complete the real name verification.

3. You can activate the eID (Citizen Network Electronic Identity Identification) function in Huawei Wallet. During real-name authentication, you can choose the "Verify eID" method to complete the real-name authentication with one click.

The following provides accurate three-element real-name authentication procedures for bank cards:

Interface introduction:

Check whether the name, ID number and bank card number match in real time through UnionPay authoritative channels;
comprehensive coverage and support for all bank cards with UnionPay logo;
high accuracy-verification results are returned in real time, with an accuracy rate of 99%;
high stability-double Channels are automatically switched to ensure uninterrupted business;
professional services-7*24 hours service, extremely fast response, escort users.

Sub-interface:
bank card real name query
Interface address: https://display after login/pyi/58/165 (support: http/https)
Return format: json, xml

Request method: POST, GET

Request description:
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Encryption order:
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Return parameter description:
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JSON return example:
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Server status code:
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Please select the development language:
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Origin blog.csdn.net/wapicn/article/details/111936407