2020 is the end of the "13th Five-Year Plan" and the year of the preparation of the "14th Five-Year" plan. How to continuously deepen the structural reform of the financial supply side through the new cloud computing infrastructure has become the focus of the "14th Five-Year".
Jiangsu Rural Credit Cooperatives Association (hereinafter referred to as "Jiangsu Rural Credit Cooperatives") is a financial enterprise with the largest number of business outlets, the largest coverage, and the largest service groups among financial institutions in Jiangsu Province. Under the guidance and requirements of the "one bank and two associations", Within 3 years, a private cloud + industry cloud platform covering all scenarios of rural commercial bank infrastructure was built, including the following three main scenarios:
- Internet financial innovation cloud based on efficient cloud services;
- Production operation cloud that improves overall operation capacity and production efficiency;
- It is used to greatly improve the efficiency of development and testing and gradually realize the development and testing cloud of Devops.
This is also the largest open source cloud computing-based cloud platform in the rural credit industry that Jiangsu Rural Credit Co., Ltd. has created, setting a benchmark for open source cloud computing exploration for the rural credit industry.
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"Private cloud + industry cloud" integrated financial cloud platform
Since 2016, Jiangsu Rural Credit Union has actively embraced the development trend of financial technology, actively explored and investigated cloud computing related technologies, and took the lead in launching the financial cloud construction plan of "private cloud + industry cloud" in the industry.
With the advent of the Internet era and the acceleration of business development, the scientific and technological departments of Jiangsu Rural Credit and Rural Commercial Banks in various jurisdictions are facing tremendous pressure on construction and operation and maintenance. There are uneven business development, outstanding personalized business, weak technological support, and heavy pressure on operation and maintenance. And many other challenges. In addition, Jiangsu has obvious regional differences. During the research and formulation of the province's cloud platform plan, many rural commercial banks proposed to migrate their basic IT environment to the Jiangsu rural credit industry cloud platform.
In this context, Jiangsu Rural Credit Co., Ltd. responded to the requirements of the China Banking Regulatory Commission’s 13th Five-Year Plan and expected to build a cloud platform that satisfies both self-use and industry sharing through financial cloud construction of private cloud + industry cloud, helping to reduce the rural commercial bank’s basic IT Environmental maintenance pressure, with the help of the provincial capital’s talents, technology, etc., to carry out high-quality and efficient resource pool maintenance and unified cloud services, so that the science and technology departments of rural commercial banks can devote more energy to the support of business departments in the industry and local In the maintenance and management of office operation equipment, the goal of integrating resources and reducing costs and increasing efficiency is achieved.
POC 14 vendors
Migrating 54 rural commercial banks to industry cloud
In May 2017, Jiangsu Rural Credit Union completed multiple rounds of technical exchanges and selection work. During the period, the number of cloud vendors exchanged reached 19. Jiangsu Rural Credit Union self-sumed 321 POC test indicators and 14 POC test vendors, and finally decided Work with EasyStack to drive the construction of the next-generation innovation-oriented cloud platform. Based on EasyStack's new generation of private cloud ECS, Jiangsu Rural Credit Co., Ltd. is building its own private cloud while building an industry cloud platform covering the second-level legal person rural commercial banks across the province. As of April 2019, 54 rural commercial banks and more than 1,900 application systems in Jiangsu have migrated to the industry cloud.
1. Rural Commercial Bank easily realizes cloud migration under multi-tenant
At the beginning of the establishment of Jiangsu Rural Credit Union, core systems such as provincial management reporting, financial management, and credit management were built. In the subsequent development, each rural commercial bank developed mobile APP and WeChat banking and other Internet services, as well as data distribution systems and performance Special services such as assessment and financial management systems have encountered major challenges in the unified migration to the cloud.
In order to provide practical and effective services to rural commercial banks in its jurisdiction, Jiangsu Rural Credit Co., Ltd. has implemented automated configuration collection, performance monitoring, and capacity management platforms from the first resource pool and first application of the industry cloud when it went online. The goal is to realize automation and intelligence to improve the deployment efficiency of the basic cloud environment and realize light operation and maintenance management of the cloud platform. Under the industry cloud multi-tenant model, Jiangsu Rural Credit Co., Ltd. assisted Rural Commercial Bank to migrate local applications to the industry cloud, reducing the pressure on the management of the Rural Commercial Bank's local infrastructure.
Jiangsu Rural Credit Industry Cloud includes three resource pools: Internet resource pool, production network resource pool, and development network resource pool. With the continuous expansion of resources, a cloud management platform has been built to manage resource pools and users in a unified manner. A cloud portal is built on the platform, and portals such as product introductions, user manuals, and service centers of the cloud platform are all placed in the portal to facilitate the use and management of rural commercial banks.
2. Application market exploration to support business innovation and development
During the construction of the Jiangsu Rural Credit Industry Cloud, in addition to the management and operation and maintenance of basic cloud resources such as computing, storage, and network, in order to better serve the business development of rural commercial banks, Jiangsu Rural Credit Union also made the following innovations:
- Domain name self-service: Domain name service is an important basic service in cloud computing, allowing users to access the service more conveniently without having to remember the IP address. Jiangsu Rural Credit Co., Ltd. develops a functional interface through the cloud management platform to encapsulate domain name services, so that each rural commercial bank can apply for, configure and update the domain name self-service.
- Fortress machine self-service: Jiangsu Rural Credit Union also built the fortress machine self-service, adding the cloud host to the bastion machine management. The system can complete the multi-tenant docking between the cloud management platform and the bastion host platform. The cloud management platform bastion host docking module realizes the automatic synchronization of host metadata in the cloud management platform to the bastion host, allowing users to directly use the cloud management platform or the bastion host interface Achieve secure login and compliance operations.
- Monitoring self-service: Jiangsu Rural Credit Union has built a unified monitoring system based on open source technology, which is provided to rural commercial banks for custom use through the cloud management platform. The monitoring alarm information defined by each rural commercial bank can be unified and summarized on the monitoring large screen of Jiangsu Rural Credit Union. Jiangsu Rural Credit Union provides centralized monitoring and real-time notification.
- Backup self-service: Jiangsu Rural Credit Union has also built a unified backup platform. Each rural commercial bank can apply for and configure backup functions by itself, and automatically back up the important business system data of the rural commercial bank running on the cloud platform to improve data security.
Save hundreds of millions of yuan in 1 year
Efficiently support business development
Through the construction of the rural credit financial cloud platform, Jiangsu Rural Credit Co., Ltd. has not only greatly improved resource utilization and reduced resource costs, but also significantly improved business development and online efficiency, effectively supporting business development.
- Private cloud construction results: Jiangsu Rural Credit Union's private cloud is divided into three parts: financial innovation cloud, production operation cloud, and development test cloud. In September 2017, the first resource pool of Jiangsu Rural Credit Union's private cloud was put into use, the deployment of the cloud environment was completed in minutes, and the first cloud service, the mutual gold platform, was launched. Subsequently, during the two-year construction process, Jiangsu Rural Credit Co., Ltd. successively put into production more than 110 sets of business systems and management systems, accounting for more than 50% of the total business systems.
- Industry cloud construction results: Jiangsu Rural Credit Industry Cloud is also divided into three parts: financial innovation cloud, production operation cloud, and development and testing cloud. After the completion of the construction of the industry cloud resource pool, Jiangsu Rural Credit Union launched a special cloud project to help local rural commercial banks migrate their local environment to the industry cloud. In August 2018, 11 sets of application systems of the first rural commercial bank were successfully uploaded to the cloud, and the system was migrated and launched in just one night.
User value
In the past three years, Industry Cloud has put into production a total of more than 1,900 business systems, with more than 5,000 cloud hosts, accounting for 80% of the total number of business systems of rural commercial banks. It has completed the revenue of existing rural commercial banks and new business innovations with the highest cost performance. In 2019 alone, it has saved hundreds of millions of dollars in accumulated funds, and truly achieved the construction goal of “integration and intensive, centralized operation and maintenance, joint innovation, and industry benchmarking”.
In addition, under the development trend of diversified workloads in data centers and localization of financial IT, EasyStack's new-generation private cloud can support mainstream x86+non-x86 localized processors such as Haiguang, Feiteng, Kunpeng, and Loongson. Supports domestically produced operating systems such as Kylin Software, Tongxin Software, Zhongke Fangde, Meditation Rock, China Standard Puhua, Huawei Euler, etc., which can provide technical support and practice for Jiangsu Rural Credit Union to build a multi-cloud and heterogeneous national production cloud platform .
In the future, with the further development of informatization, many challenges will arise in the support of technology for new businesses and the adaptation of new applications to traditional IT architectures. Jiangsu Rural Credit Union will continue to strengthen financial technology innovation. The next step will be to build a homogeneous distributed data center in collaboration with secondary rural commercial banks under the major premise of industry cloud construction, to simultaneously meet the needs of independent innovation and unified supervision, and to strengthen technology leadership and improve Develop quality and promote the transformation and upgrading of Jiangsu rural credit.