Balance treasure - starting with a baby
Features: with pick solve the problem of liquidity of the Fund
IMF can only be called a quasi quasi current savings -------
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Current savings can be readily accessible
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After the cargo base redeemed before arrival require T + 2
Bank launched the T + 0 arrival of the goods-based services, and later the bank's own class goods-based products, such as well-informed Express ICBC, China Merchants Bank's gold day, although do not need to pay interest, but these products than goods group a low level
Balance treasure is through large data matching, data and purchase the day of redemption data docking, within two hours of arrival, if the data is temporarily unable to match, Bao balance will be like the early advance as banks, first of funds to the user, to enhance the user experience, the perfect alternative to the current savings
Purchase time (good time: ---- between Thursday-afternoon Sunday evening)
Trading hours ended at three in the afternoon, so three in the afternoon before the purchase, the same day as the purchase, carried interest income calculated on the second business day, the third day to see the benefits, if the purchase is after three in the afternoon, it is automatically extended to the next day of purchase, the third day in order to calculate interest income, the fourth day to see proceeds
So the key point in time is to purchase goods base on Thursday three in the afternoon, if the purchase is three points before Thursday, Friday will be able to calculate earnings, on Saturday you can see the benefits.
If it is Thursday afternoon after three re-purchase, the application shall be counted Friday, Saturday and Sunday rest days, beginning Monday calculate earnings on Tuesday to see the benefits, the money in the account white lie three days.
Compounding
Features: It is included in the principal amount of compound interest, scroll faster, the more obvious the rolling effect.
For example: a sum of ten thousand funds, deposit a year
- Into an annualized 12% === 11200
- Deposit monthly interest of 1% ==== 11268
- ===== 11275 days by 0.0329%
