Money or not, are the learn financial management

Today to talk about my views on financial management, just a personal opinion, not like a light spray (spray seemingly less, no comment function)

Money, hear the word, they could not help give birth to the hearts of "money", "high risk", "and I do not care" and other words ...
Money in fact, are related to everyone, whether you money or not. It is also not just an investment, in terms of a large range, that is, how you spend money. (What! You have no money? Apple in your hand is the tree fall?)
Are not all high-risk, such as the pressure of the money under the bed or bank deposits, are not very low risk it? As well as the balance of treasure, there is the use of it?

Let us talk about what benefits can bring learn financial management

  1. girlfriend

    Ambiguous female friend asked: How much money?

    you: 0

    Her anger Answer: roll

In reality and not be so straightforward, but the reality is the reality, every girl will be to consider these, not to mention they are very realistic, because this reality of our world, do not you still dreaming, "Love Me, Love My Money" is true ? Shall We only talk about money, it is not life, it would only be staged for the TV series.

  1. Save money
    Aware of the need finance, we will unconsciously learned to save money. Money is not everything, but money can make you do want to do. There are very many places need to use the money, such as falling in love, buy a house, get married, parents, and even accident illness or accident. Money saving money is the first step to begin to plan this month how much money you can save it, farewell paycheck to paycheck!

3. Money begets money
to save the death of wages in hand, it will depreciate. Investment, make money grow on your own. While for those of us ordinary people can not do big investments, but bonds, funds, stocks, these small investments can still try some of the. Do not look forward to rely on these flourishes, this is not gambling, we derive investment knowledge, knowledge of economics and perhaps accompanied by little or considerable economic growth. Still rely on them to achieve financial freedom in the great God, do not try? Perhaps you are a talented investments hands?

GET recently a little knowledge of economics: the dollar, gold will appreciate, because gold in the world is in dollars terms. (Forgive me this white)

Recent gold price experienced a roller coaster, along with 10 Iranian several missiles hit singing all the way, then alone Trump a "need to work together for world peace" will make gold took a plunge.

Unstable factors in the international economic instability in the country would also make products people want to buy a store of value, gold

The following small talk about some investment experience, right
from the beginning to now finance almost 2 years. I use Alipay to buy, there is no need to download additional APP easily. 1-year rate of return of about 10%, although much of it, but with my intelligence, maybe this year could reach 20%, 30% under it? (Always have such hope)
I talk about two aspects, funds and stocks, buy bonds because there is no such (because I like the stimulus)

First, the fund

  1. Recommend index funds, because I have not bought anything else, this type is very suitable for us this white.
  2. Buy undervalued fund, how Kan Ma? Uh, I know that Alipay can see, other related functions App should also have it
  3. Fixed investment, reduce risk, increase revenue
  4. The egg, fell all right, if we continue to vote, to get all that
  5. Just leave, not greed. Can start set a goal, make a few points will receive hands

Knowledge fund small lecture:

  1. What is the fund?

A more powerful person in the investment industry of some bonds, stocks, constitute a certain percentage of money we invest in to help us to invest.

  1. What is the Index?

Is an indicator of certain types of stock, for example, often hear the SSE 50, is to select an indicator Shanghai Stock Exchange in the top 50 stocks in accordance with a certain percentage of the composition, in which 50 stocks generally rose, the SSE will rise 50

  1. What index funds are? Why recommend it?

That powerful people in a group of cattle stocks (an index) to pick a few that he felt very cattle X stock. It is recommended because of its ability to increase relations with the fund manager is not great, it will go along with index

Second, stock

  1. The selection of White Horse Unit, leading shares, was stable growth performance, one of the best companies in the industry.

  2. Not too much, just pick a few investments. Stock too much, seen too many on a dazzling, pick a few good, staring at them.

  3. Do not chase high, do not sell. Only to see a surge in stocks, rising for several days, this time not to buy, because the higher the risk the higher the position, and steadily for the first; the purchase of the stock market crash, this time to sell it should not, but? Opening should reduce losses, it will be able to increase revenue rise. It is you choose quality stocks always rise, I believe myself to believe it.

  4. Do not stare at it has been the trend. App now have smart pricing transactions, which can set the price to buy or sell, staring at only increase the hesitation and a waste of time. We can not do sell at the highest point of the lowest buy, contentment point, right on the line

  5. See more news. Good news for the stock soared, the bad news the stock market crash. For example, Iran News missile cause the price to rise, so that the price of gold fell Trump's words. As one saying goes, if Trump can control the stock market, please pay attention to his news. Joke, joke ~

  6. Just leave, not greed. Set a goal to earn enough to stop. 8 set a start point, or even five points.

These are only a white rule of thumb, if anything wrong when a fart.
Keep the good, investment worth mentioning, learn financial management, financial management before you.

Not learn? Money, that's money, do not you want to do more than contribute to the motherland GDP?

Learn financial management, bid farewell paycheck to paycheck, ushered his girlfriend, hands free

By convention had to say: investment risk, investors must be careful.
I have nothing to do with any loss, any gains can be divided me a copy.


Article first appeared in public KEN DO EVERTHING [No.]
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