Hello everyone, I am a big cow. Five minutes a day, invest yourself; adhere to the Fund will vote, will eventually financial freedom!
Now, we have a micro-channel and Alipay, travel spending, investment banking is very convenient.
We all know that free cash withdrawal limit of 1,000 yuan micro-channel, Alipay is 2 million, if the free credit runs out, mention will now charge a fee to the bank card, micro-channel and Alipay to cash fees are one-thousandth, that is $ 1,000 to cash received a handling fee.
Today, Daniel, to tell you about how free withdrawals Alipay, you follow the steps, basically no problem.
Here is the official description of Alipay, we can see only the balance of the money inside turn out to charge fees. As long as the balance of the money inside treasure is not transferred from the balance, the balance from the treasure will not charge for withdrawals. In short, as long as the money went through the balance of this part, now you mention to the bank card, cash withdrawal fee will be charged.
Daniel, can give us certainty is that if you turn out to treasure from the balance of the bank card, it would not charge any fees. For example, the money transferred directly from the bank card balance treasure, a treasure and then transferred from the balance to the bank card will not charge fees. If you will be transferred to the balance of the balance of the money inside treasure, although it is possible to generate revenue balance treasure, but sorry, the system will prompt you: XXX yuan have not rolled out to the card. Click for reasons Tip: Because this XXX dollars, you are from the balances will be transferred.
To use these money can not be transferred to a card, they can only be out shopping, or transferred out -> Balance -> then go to a bank card, which would be the charges. So long as this link is experiencing a balance, turn out to think of the bank card withdrawals fee will be charged.
Alipay not allowed to use the balance of the money to buy the fund, so long as you buy the fund successfully sell fund money transferred out where withdrawals will not charge any fee, and when you sell the fund, you can choose to sell funds directly transferred to where the arrival time is the same (see below).
We think about it, it is actually the case, if money selling fund withdrawals to charge fees, and who will use this platform to buy the fund it will certainly change other platforms, you say, right? . So Daniel, I always recommend use Alipay to buy the fund, safe and convenient and secure!
The above describes so much, we can see that only withdrawals from the balance of this part is to charge fees, so we want to withdraw cash free of charge, we must get rid of the balance of this part.
怎么办呢？也不难，支付宝其实已经给我们提供了工具，开通支付宝中的余利宝或者支付宝中的网商银行。余利宝其实就属于网商银行的一个理财工具，和余额宝功能是差不多的，可以免费且实时的和银行卡转账。现在余利宝主要是给支付宝的商家使用的，非常方便快捷。
那如何开通余利宝呢？首先大家需要开通商家服务，其实并不是真的让大家去做商家，而是利用里面的余利宝功能而已。开通商家服务时要填写商家信息，目前大家随便填写就可以（如果你以后真做支付宝商家了，信息是可以再更改的），相信大家一会儿就能搞定。商家服务开通之后，然后在支付宝中搜索“余利宝”（见下图），或者在支付宝“我的”设置里面，大家能看到余利宝的按钮（见下图），点击进入申请即可。
大家开通余利宝成功之后，接下来牛大告诉你再如何操作。
首先，直接从支付宝首页最底部“我的”进入设置页面，找到余利宝，然后进入余利宝界面。
然后，点击转入按钮，选择从支付宝的余额转入，也就是将余额中的钱转入余利宝。
最后，将余利宝的钱转到银行卡上。大家可以看到，余利宝每天最多10万元的免费提现额度，并且是实时到账，真的是秒到账！当然，不转出到银行卡也是可以的，放在余利宝和余额宝一样是有收益的，余利宝和余额宝本质都是货币基金。
咱们以后余额中的钱免费提现步骤如下：
余额 --> 余利宝 --> 银行卡。
余额宝的提现额度，目前是每日限额1万元，2小时内到账。牛大亲自测试，从余额宝提现一般情况大概是2分钟左右就能到账了，大晚上或者凌晨提现需要的时间就比较长了，可能真的需要2个小时。如果你想将余额宝快速提现，并且想取超过1万元，比如想从余额宝转到银行卡5万元。怎么办呢？牛大再教你一招，利用余利宝取，每天最多可以取10万元，秒到账。
余额宝的快速免费提现步骤如下：
余额宝 --> 余额 --> 余利宝 --> 银行卡。
好了，花了这么大功夫，牛大把支付宝的提现收费体系，以及如何从支付宝免费提现的方法，算是给大家详细介绍完了。明天抽空给大家详细介绍一下：如何使用支付宝购买基金以及如何设置定投。
每天花5分钟收看牛大的文章，一起定投基金赚钱。剩下的苦活累活就都交给牛大吧，这也是我每天努力在为大家做的。
每天五分钟，投资你自己。相信牛大：一起努力，咱们终将富有！