The easiest way to make money is not to use your time and labor to make money, but to use your money to make money; when you have 1 million, you can earn 10,000 yuan a day. But if you want to rely on your time and labor to earn 10,000 a day, you have to have a lot of ability; so you must first complete a certain amount of wealth accumulation, and then use your accumulated wealth to make money; the existing investment and financial management methods are: What: buying houses, stocks, funds, foreign exchange, futures, Yu'e Bao, Lingqiantong, precious metals, financial insurance, etc.;
Buying a house. In 2015, there were no restrictions on the purchase of houses, and the price was cheap. At that time, it was the best period for real estate speculation. Now first- and second-tier cities have begun to restrict purchases, and the price of houses is already at a high level. The inventory of houses and the increase of housing prices are also a symbol of the city's first-line development. The default is to support real estate speculation; now that there are fewer and fewer lands in big cities, housing prices have reached a certain level, and the stock of commercial housing is limited. The strategy of restricting purchases has begun, and even through interest rate cuts , Three-child families increase purchases and other methods to promote the sales of houses and promote the growth of new population; the appreciation space of houses in third- and fourth-tier cities is not very large; serviced apartments have disadvantages such as high cost, difficult to sell, high tax points, and long return period ; High-level talents have the benefits of shaking the red plate, and the price of the red plate is generally much lower than the surrounding housing prices, so you can earn if you buy it. You can buy a house in this way to make a fortune. But it is only limited to the first house, and high-level talents must be evaluated first;
Financial products include stocks, funds, foreign exchange, futures, and precious metals, all of which are classified as financial products. Stocks are high-risk and high-income financial products, and there are even fluctuations of 10% to 20% every day; nine out of ten people who trade in stocks lose money, and stock trading depends on experience, knowledge, strategy, mentality, and luck; experience and knowledge Long-term accumulation is required; some professional stock speculators can achieve 100% annual rate of return; the stupid but best stock trading method is to buy a few leading stocks in the industry when the stock market plummets, and then leave it alone , When the market is good in a few years, it can be doubled. The fund is equivalent to handing over your money to the professional agent of the fund. They will use your money to speculate in stocks and use their professional knowledge to comprehensively select multiple stocks. The volatility of the fund is relatively small compared with that of the stock, but it will also lose money. There are also some specialized financial institutions, which accept the entrustment of the rich and wealthy to help the rich grow their wealth. Ordinary people, they look down on them; there are foreign exchange, futures, precious metals, etc., which are actually similar to stocks, and the market fluctuates It will cause price fluctuations. To analyze and predict the market, the most important thing is the timing of buying and selling. As long as the timing is accurate, you can earn the difference from it; the most important thing in financial product trading is timing. and market analysis and prediction;
Savings and financial management, there are bank regular demand deposits, Yu'e Bao, Lingqiantong, financial insurance, etc. This financial management method is stable and will not lose money, but the income is also pitiful. 500,000 is stored in Yu'e Bao, and the daily income is only 25 yuan; the balance When Baobao first came out, the interest rate was very high, which was several times that of the bank interest. For a while, everyone withdrew their money from the bank and deposited it in Yu'ebao. All the money for buying a house was deposited in Yu’e Bao, but in the end the bank couldn’t do it, so it could only restrict it by introducing policies; but Alipay used high interest rates to attract all the money in the hands of the people to Yu’e Bao. The water becomes abyss, forming a huge accumulation of wealth; then obtain greater benefits through lending, investment, etc., and finally only give you a small amount of interest; use your money to make money, and then give you interest; this is wealth concentration, The model of wealth appreciation and wealth profit; but only banks, Tencent, and Ali have a large platform and credibility to realize this money-making model; ordinary people like us deposit money in Yu’ebao and earn such little interest, you are not reconciled, It can’t keep up with the speed of inflation; but if you don’t save it, you don’t know what to invest in; I hope someone can tell you how to manage money and invest;
So when you have a lot of money, if you can buy a first red house with high-level talents, the risk is small and the profit is big; if you can’t afford a house, you can bear the risk of losing money and you can buy financial products. Knowing how to speculate in stocks, you can buy a few leading stocks in the industry when the stock market is plummeting, and then ignore them, and sell them when the market is good a few years later, and you can also make money; you can also continue to accumulate experience and knowledge , Become a professional financial investor. If you can't take the risk of losing money, you can save and manage money, but the return will be very small; risk and return are always proportional. If investment and financial management are regarded as an industry, then the biggest gap in the market is to provide technical training for stock retail investors, provide financial consulting and training for the general public, and teach them how to trade stocks and manage money. For example, the development of a stock trading software simplifies stock trading, so that people without professional knowledge can also achieve stock trading profits through the software; large financial companies mainly serve the rich and institutions, and their goal is to help the rich and institutions to better For harvesting wool; for the general public, this is still a large market gap and has a large market capacity; this will be the soil for entrepreneurs and will also create the rise of the next business empire;
