<!--[if !supportLists]--> 1.1.1.1.1 <!--[endif]--> Algorithm description
1. The insured who meets one of the following conditions can receive a monthly pension.
A) When the original Guangdong Province New Rural Social Endowment Insurance (hereinafter referred to as New Rural Insurance) and Urban Resident Social Endowment Insurance (hereinafter referred to as Urban Residential Insurance) systems were implemented locally, they had reached the age of 60 and did not enjoy the basic pension insurance benefits for employees and the state For other pension benefits stipulated, there is no need to pay fees, and you can receive the basic pension on a monthly basis .
B) The insured who has participated in the original new rural insurance or urban residential insurance can pay according to the prescribed number of years of the original participation system, and can receive a monthly pension after reaching the age of 60 .
C) The insured has paid contributions for 15 years in total, and if they reach the age of 60, they can receive pensions on a monthly basis .
D) If the insured is over 60 years old but the cumulative payment period has not reached the prescribed payment period, he can continue to pay the premium year by year and enjoy the corresponding government payment subsidy. Those who have paid the premiums year by year until the age of 65 and still do not reach the prescribed payment period, can make a one-time supplementary payment of the endowment insurance premiums to the prescribed payment period, and then receive a monthly pension , but the one-time supplementary payment does not enjoy the government’s payment subsidy.
E) If the insured is over 60 years old and the cumulative payment period has not reached the specified payment period, if he does not continue to pay the premium year by year or make up the payment until the specified payment period, the basic pension will not be issued, and he can apply for a monthly pension from an individual account , until finished.
<!--[if !supportLists]--> 2. <!--[endif]--> The pension benefits of the insured are composed of basic pension and personal account pension:
Basic pension:
Before June 30, 2014 (including the day), if the insured who receives the pension has a household registration in this city for less than 8 years, the basic pension is 200 yuan per month; , the basic pension is 300 yuan per month.
From July 1, 2014 (including the day), the basic pension is 240 yuan per month for the insured who receives the pension whose household registration in this city is less than 8 years old; , the basic pension is 360 yuan per month. If the insured has paid for more than 15 years, the basic pension of 3 yuan will be paid every month for each additional year of the insured contribution.
Basic pension composition :
After July 1, 2014 (including the day) : the central subsidy of the basic pension is 35, the municipal finance and the district finance are divided into half
Before June 30, 2014 (including the day) : the central subsidy of the basic pension is 27.5, the municipal finance and the district finance are divided into half
Personal account pension :
Personal account accumulation /months
summary:
The regular benefits of residents are composed of basic pension and personal account pension.
The influencing factors of the basic pension include the time period of receiving the pension (the critical point is the 20140701 social security year), and whether the entry into the deep household registration has been completed for 8 years. The number of years for participating in the insurance (basic pension + 3 for each additional year of payment).
The factors affecting the pension of individual accounts are the amount of savings in the personal account, and the number of months to be issued (retirement age affects the number of months to be issued).
Clarify the algorithm by time line: old policy (new rural insurance and urban residential insurance) --- new policy (resident pension insurance) ----
Three cases, old people: those who participated in the insurance and retired during the implementation of the old policy. Zhongren: Participated in insurance during the implementation of the old policy, and has not yet retired, and the new policy has begun to be implemented. Newcomers: Those who participated in the insurance after the implementation of the new policy.