- Author｜Anonymous
- Source｜360
- Release time｜2021-02-02
Recently, 360 and China Academy of Information and Communications Technology released the "Report on China's Mobile Phone Security in 2020" (hereinafter referred to as the "Report"). In 2016, the mobile phone security conducted a "comprehensive physical examination", and combined with actual cases, targeted solutions were put forward.
The per capita loss of fraud is more than 10,000 yuan, and the "report" shows that in 2020, 360 mobile phone first compensation received a total of 2,656 reports of mobile phone fraud. Among them, there were 1,340 fraud applications (reports identified as having fraud conditions), involving a total amount of 15.202 million yuan and a per capita loss of 11,345 yuan.
The "Report" also "classified" the harm of online fraud from the per capita loss and the number of reported cases. Financial management, false part-time jobs, and identity impersonation are high-risk types of fraud; dating, gambling, and gambling are middle-risk types of fraud.
Financial fraud is the most frequently reported fraud type. Among all fraud applications, financial management accounted for the highest proportion of 23.4%; followed by false part-time job fraud (accounting for 18.4%) and dating fraud (accounting for 15.8%). In terms of the total amount involved, the total amount of financial and wealth management fraud was the highest, reaching 4.829 million yuan, accounting for 31.8%; followed by identity impersonation fraud, with a total amount of 3.932 million yuan, accounting for 25.9%; false part-time jobs ranked third, involved in the case The total amount is 2.355 million yuan, accounting for 15.5%.
Identity impersonation fraud caused the highest per capita loss, about 25,000 yuan. This type of scam mainly pretends to be customer service. You can contact users by pretending to be the official platform customer service through telephone, text messages, etc., and use phishing websites to extract user bank account information, steal funds from the victim’s bank account, or directly use abnormal orders or loss of express delivery. , Goods quality problems require refunds and other excuses to induce users to transfer directly.
Social platforms are becoming an important channel for victims of scammers' "phishing". The "Report" shows that in 2020, among the channels for contacting victims of mobile phone fraud, social accounts accounted for the highest proportion, reaching 42.9%. Scammers use social platforms where strangers make friends, second-hand transaction shopping platforms, live short video platforms and other channels to contact the victims, which is unpredictable.
Post-90s become deceived "main force": making friends, financial management, part-time fraud and heartbreaking
According to the "Report on the State of Mobile Phone Security in China in 2020", among the users who reported online fraud, mobile phone fraud victims born in the 1990s accounted for 37.5% of all victims, and they were the main audience for criminals engaged in online fraud; followed by those born in 00. The proportion was 28.7%; the post-80s accounted for 24.1%. People born in the 70s and 60s who are more likely to suffer from mobile phone fraud in people's impression account for less than 10%.
However, although the post-90s generation is deceived, the per capita loss is relatively low. Once the post-60s fall into a cyber scam, they will suffer heavy losses, with an average loss of more than 20,000 yuan per capita.
Judging from the types of fraud the victims have encountered, each age group also has its own distinctive characteristics. Post-00s have a large number of people defrauded, but their per capita losses are low. They have low resistance to the temptation of high-commission part-time jobs and low-priced goods. They are vulnerable to online part-time jobs, online game transactions, fake shopping and other scams; post-90s have reported the most fraud Types include dating, financial management, and false part-time jobs; post-80s are more likely to fall into the trap of online lending and are deeply harassed by financial management, dating, gambling and other frauds; post-60s and 70s have less knowledge of anti-fraud and have relatively more A lot of idle funds are more likely to fall into scams such as false investments.
Black industry evolution: AI, big data technology "blessing", professional suppliers "accepting orders"
The rapid development of the Internet in China and the maturity of technology have brought convenience to the vast number of Internet practitioners. However, it should have been a "lubricant" to promote the development of the Internet in China, but there have been many illegal acts using Internet technology. Some Internet industries And technology is "forced" to become a tool for black and gray products to accumulate money.
The "Report" pointed out that in 2020, many of the suspected fraud samples reported by users of 360 Mobile First Compensation were related to packaging and distribution platforms. One part is to use the packaging platform for application packaging, and the other part is to use the distribution platform to generate application download chains. With the help of the packaging and distribution platform, the black and gray personnel have the ability to generate false loans, financial management, gambling, and dating applications in batches. They also have the "safe place" for application storage, and use fraudulent applications to defraud user funds and steal Take user privacy.
At the same time, black industry suppliers are becoming increasingly "professional", and a "package network" platform that can provide one-stop services for gambling has emerged, which can provide site building, maintenance, event planning, payment interfaces, domain names, servers, vulnerability defense, A series of services related to gambling operations such as anti-arbitrage and back-office systems.
In addition, the "technique" of scammers is also upgrading. The "Report" summarizes two major features. One is that scammers use GOIP, "Dokabao", "Luomanbao" and other call conversion devices to make calls, send and receive text messages through remote control and separate card and machine, and increase their technology. Difficulty in monitoring and traceability. The second is to apply new technologies such as artificial intelligence, machine learning, and big data mining to the implementation of fraud, making communication methods more intelligent, low-cost, and concealed, and fraud information dissemination more accurate and effective.
The 360 security expert team said that the battle with black and gray products will be a long and arduous tug-of-war, and the future will be in a state of dynamic gaming for a long time. In addition to the need for users to be vigilant and not to trust any news, it also requires the joint efforts of platforms, channels and other related parties. On the one hand, it is necessary to focus on external power and internal damage and use intelligence for early warning. Both the platform and the channel portal can use Internet security big data to identify timely through technical algorithms and models, which can increase the difficulty of dissemination of black and gray products while preventing themselves from being used. Secondly, it is necessary to pay attention to the trend of black and gray production, and adjust the identification and interception methods in real time in a variety of ways for black and gray production methods.
Protection upgrade, 360 Security Brain intercepts 12,000 new mobile phone malicious programs every day
According to the "Report", in 2020, 360 Security Brain intercepted about 4.546 million new malicious program samples on the mobile terminal, an increase of 151.3% compared with 2019 (1.809 million). On average, about 12,000. Starting from the third quarter, the number of new samples began to gradually increase, reaching a peak in November. The new sample types are mainly tariff consumption, privacy theft and malicious deduction. For the whole year of 2020, the main types of new malicious programs on the mobile terminal are tariff consumption, accounting for 85.2%; followed by privacy theft (8.3%), malicious deductions (3.9%), hooliganism (1.2%), and fraudulent software (0.9%). %) and remote control (0.5%).
In the whole year of 2020, 360 Security Brain intercepted about 100.64 billion phishing website attacks for users across the country on PC and mobile terminals, a year-on-year increase of 25.8% (80.02 billion). Among them, the PC-side interception volume is about 99.37 billion times, accounting for 98.7% of the total interception volume, and the average daily interception volume is about 270 million times; the mobile terminal interception volume is about 1.27 billion times, accounting for 1.3% of the total interception volume. About 3.466 million interceptions per day.
In the whole year of 2020, combined with the basic data of 360 Safe Brain harassing calls, 360 Mobile Guard has identified and intercepted about 22.43 billion harassing calls for users across the country. On average, it has identified and intercepted about 60 million harassing calls every day, compared with the previous year (260.9). Billion times) a decrease of 14.0%.
Mobile phone security is an important part of the "sense of security" of modern people. In the future, 360 Mobile Guard will continue to rely on the 360 Security Brain, committed to building effective security assurance capabilities, and work with many partners to strengthen industry collaboration, and jointly promote channels, platforms, third-party technical service providers, and equipment manufacturers consciously Fulfill social responsibilities and create healthy, safe and convenient mobile network security.
