The mobile phone number is only a carrier for opening a digital RMB wallet, and it must be bound is a misunderstanding

On October 22, at the 2020 Financial Street Forum Annual Meeting, Mu Changchun, director of the Digital Currency Research Institute of the People's Bank of China, announced the results of the Shenzhen digital RMB pilot. He said that as of the end of the event at 24:00 on October 18, a total of 47,573 people received red envelopes, accounting for 95.15% of the total winners.

  A few days ago, the Shenzhen Municipal People's Government and the People's Bank of China launched the "Luohu Digital RMB Red Packet " campaign . Mu Changchun said: "The public's enthusiasm for the digital RMB test exceeded our expectations at the time." Data show that during the Shenzhen RMB test period, 50,000 people won the lottery . As of October 18 24:00 end of the event, a total of 47,573 people received a red envelope, 95.15% of the total staff in the ballot, in which a red traffic 62,788 payment pen , red envelope to pay the amount of 8,764,231.23 yuan.

  It is worth noting that in this Shenzhen red envelope pilot process, smart contracts and time-limited payment functions were also used . In regard to the follow-up of pilot work, Mu Changchun said: "we will definitely introduce something new, dual currently offline wallet already been developed, the use of relatively smooth , in which the future of the pilot process would certainly apply to the addition, then there are relatively more abundant. The smart contract will be used in the future pilot process."

  Regarding whether future digital currency accounts need to be bound to mobile phone numbers. "There may be a misunderstanding at the moment . This is not tied to a mobile phone number." Mu Changchun said that the mobile phone number is only a carrier for opening a digital renminbi wallet. Without this carrier, there is no way to send a verification code and it is impossible to open a digital renminbi wallet. The mobile phone number plays the role of information authentication and is not a so-called binding concept.

  He further pointed out that the digital renminbi is based on a generalized account system , as long as it can be a unique personal identification, a digital wallet can be opened. In the future, digital wallets opened in other forms of authentication (unique identification) will also appear.

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Origin blog.csdn.net/slivegogo/article/details/109291833