[Risk control strategy] Determine cutoff by recall rate and precision rate

Construction of related indicators

 

 

Percentage of cumulative early warning bad guys in the interval = cumulative warning bad people / cumulative warning bad people

Proportion of accumulative bad actors = accumulative proportion of bad customers

 

 

As above. Can be based on the last two columns. To make a cutoff.

in principle:

1. The principle of killing good people by mistake and not letting bad people go. Choose a score interval with a high recall rate

2. Don't kill good people by mistake, and tolerate the principle of letting go of some bad people. Just choose the score interval with high precision

Tips: The above scores are divided into 10 equidistant boxes. If you want to be more detailed, you can divide them by 20 and 30 equidistant boxes.

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Origin blog.csdn.net/xiezhen_zheng/article/details/103126079