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description
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When using the Alipay gateway mode, we need to create the Alipay gateway, application gateway and authorized callback address in the Alipay application development settings. Before using the Alipay function, you need to set the application environment, understand the settings of the application environment, and make Alipay package Online banking/Alipay gateway/Alipay gateway/Alipay gateway software/Online banking payment/Alipay gateway/PC-side monitoring is safe and stable.
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Term explanation
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Payment Gateway : The interface between the banking financial network bai system and the Internet network. It is a set of server equipment operated by the bank, used to convert data transmitted on the Internet into data in financial institutions, or by a designated third party Handle business payment information and customer payment instructions. The payment gateway ensures the safe and seamless transmission of transactions between Internet users and transaction processors without the need to modify the original host system. The system can handle all Internet payment protocols, Internet security protocols, transaction exchange, information and protocol conversion, and local authorization and settlement processing. In addition, it can also meet the needs of a specific transaction processing system through settings. Without a payment gateway, the electronic payment function of online banking cannot be realized.
ApplicationGateway : Used to receive notifications from Alipay server. Usage interface: passive notification in life interface and verbal interface.
Note: If the interface you are developing is not a life account and has a good reputation, please do not configure the application gateway. If you have already configured it, you can delete it and it will not affect the interface you develop.
Authorization callback address : As the name suggests, it is only used for authorization interface. Authorization and user information authorization through a third-party interface.
Note: If the interface you are developing does not belong to third-party application authorization, please do not configure the third-party application authorization link. If you have already configured it, it will not have any impact on the interface you develop.
Commonly used Alipay gateway interface, code merchant, agent, merchant configuration problem
First, the code merchant management background needs to add the corresponding Alipay account (pay attention to selecting individuals and enterprises). To complete the addition, you need to add the corresponding Taobao account and the code merchant account (note one-to-one correspondence) in the Alipay gateway corresponding to the PC, and connect to the server Keep the account online;
The second is to select the corresponding code merchant account in the background merchant management;
finally, the gateway main background will complete the corresponding code merchant configuration, and the channel needs to be opened and polled in the merchant background, and the channel must remain online;
Other description
Log in with Taobao account for monitoring, Alipay needs to bind Taobao account. The monitoring speed is slow during the first run, no need to pay attention, keep the browser open, and automatically jump to the Alipay page (in special cases, the browser needs to scan the verification code).
Gateway payment process
New version of Alipay entrance solution
Support multiple banks' online banking direct connection, online banking local payment interface. Merchant management, transaction management, channel management, account management, automatic polling, PC-side monitoring, security and stability, automatic callback, zero delay. Many people are racking their brains to study various codes to solve this problem, but in the end it has not been solved well. At present, it is common in the market to use Alipay payment code to parse the QR code address, and then call to the website. When you use it, you can only take screenshots on your mobile phone. It is still very inconvenient to open and save in the album scan. So today I will share a solution to this problem. These are the results I made by myself, and they are quite good. No one should be able to use this solution at present. It is an Alipay assistant software that realizes unattended 24/7, automatic inquiry of Alipay orders, and notification of the website interface to realize instant checkout. The system completely replaces the third-party payment platform, can automatically monitor the real-time payment of Alipay accounts, and complete transactions in time. It solves the problems of difficult website capital turnover, high expenses, and rising commodity costs due to the use of third-party payment platforms for medium and small enterprises and non-enterprise webmasters. There are already finished products here that can be used directly.