Every innovation in payment methods is the need and inevitable result of business development. As an innovative payment method, face-to-face payment is also the beginning of industrial transformation.
There are many innovative ways of payment, from the birth of credit cards in the 1950s, to the prosperity of electronic payments, and then to barcode payment and QR code payment, there are only two entry points:
- Changes in cash flow.
Guaranteed transactions and timely arrivals are integration issues of changes in capital flows and transactions, helping consumers lower the transaction threshold during the payment process, allowing merchants to provide quality services more focused. - Changes in payment media.
When the currency becomes an electronic flow, it is necessary to complete the payment with a bank card on behalf of the payment medium of the personal account.
Just as mobile payment of mobile phones iterates the previous professional media, the process of payment innovation is actually a process of [continuous disintermediation]. The result of continuous disintermediation means that the media attributes in the payment link will gradually weaken in the future, so how to prove that "I am me" and how to prove that the personal property in the account, the face has become the best medium. The continuous disintermediation of payment innovation is directed to face-to-face payment, which is the main reason Alipay has deployed face-to-face payment in the past five years.
As the two giants Alipay and WeChat have deployed the face-to-face payment market, and whether it is safe or convenient, it is absolutely beneficial for merchants and consumers, and the market recognition is also very high. From this point of view, the market prospect of the face-to-face payment project is still good.
[Why face-swapping payment will be popularized]
Faster It
only takes 1 second to scan your face, and the entire shopping payment process takes less than 10 seconds!
It's simpler. You
don't need to scan a QR code or even bring a mobile phone. Because your face is the payment ID, after you select the product, click on the face to pay, and Alipay will automatically recognize your face and deduct money from your Alipay account!
More trouble-free
For those who are not skilled in the operation of mobile phones, especially those who are not convenient to take mobile phones, face payment is simply not more convenient!
Safer
Alipay's face-to-face payment uses the latest 3D face recognition, combined with dual detection of hardware and software, and can judge real users 99.9%.
So, how long will this new feature of Alipay be applied nationwide: as long as one to two years!
At that time, we will completely abandon the scan code payment that now fully invades our lives, and usher in a more convenient face-to-face payment!
[Where there is a chance, there is a figure of a scammer]
While people enjoy the convenience of face-to-face payment, some fraudulent subsidiaries use the water to fish, and also use it to engage in fraud, deception of entrepreneurs, and the means of crime are constantly renovated. Fall into a network trap.
Today, we are talking about a new type of face-to-face payment to join the scam.
Face-to-face payment entrepreneurship itself is a business activity, and it is indeed a project that Alipay and WeChat officials are pushing, but some unscrupulous companies have used the fiery degree of the project to implement fraud in disguise. It's unpredictable. Therefore, entrepreneurs must distinguish clearly. Once off track, be careful.
[Five Common Scams for Face-Paying]
First, recruit regional agents, so-called "regional protection",
please keep in mind that for companies that have face-to-face restrictions on face-to-face payment project recruitment agents, 99.99% are to defraud franchise fees. What time is it, and also regional protection, Alipay and WeChat will not come up with a place for a service provider. The market economy must depend on its own ability.
What city agency do you make as a company, you can make sure that other brands do n’t put a few city agencies in this city, so any company with regional restrictions to find an agent must be to defraud agent fees, they set This policy completely ignores the life and death of agents.
You only need to ask if the other company has regional agents, tell you if there is, and just refuse. Don't be lucky. Otherwise, you will regret it yourself.
Second, it is claimed that as long as the agency fee is paid, how many sets of all face-brushing devices will be given away for free, and how
many innocent entrepreneurs are deceived by the gimmicks of such unscrupulous companies. Actually think about it a little bit, how can such a good thing get you.
All the face-brushing equipment is produced and purchased for money. Alipay ’s own Dragonfly generation, the official price is 2688 yuan, and the Dragonfly II is 1999 yuan. Although the official has a subsidy for rewards, it is also conditional, and it is also the latter Too.
A friend left a message saying that a company recruiting agents in Shenzhen claimed that 100,000 agency fees were sent to 2,000 devices, which defrauded many practitioners. After paying the agency fee, one device was not obtained. There are many conditions for getting it.
In fact, the people who enter the pit at this point are those who like to take advantage of it, but they do not know that the wool is on the sheep. Doing business is not charity, it is impossible for others to give you so many benefits for no reason.
Third, the so-called “privatization deployment” of face-sweeping
is a high-tech name that uses entrepreneurs ’information asymmetry on face-sweeping payment projects to blatantly circulate money.
What is a privatization deployment? Meiqi uses its own brand, its own server, and its own name to develop the market. The data is also its own, and it is directly connected to the Alipay official. Entrepreneurs only need to think about a few issues:
1. The face-brushing equipment is official or hardware manufacturers. At present, all companies recruiting agents are looking for manufacturers to cooperate in purchasing. The hardware is the same no matter who you take. The privatization does not make any sense.
2. Behind the server is the additional operating cost per month, and it cannot be stopped. Why does every company that makes you privatize buy servers because they are agents themselves, and you get a commission for selling servers.
3. Data, ha ha ha. You have the ability to really have at least 1,000 merchants on hand. Otherwise fart is useless.
4. For entrepreneurs, rapid operation of projects and cost savings are critical. The real face-painting privatization is suitable for having huge channel resources, a stable team, and at least 500,000 or more start-up funds, otherwise you will find it too late to cry.
Fourthly,
they will tell you that the “advertising share” on the face-brushing device will tell you that for every payment received by the merchant, the agency will get a 0.5-1.2 yuan share from the advertiser or 37, 50 or 50 points with the head office. As long as you develop a business, you will use the face to pay.
You think about it, this business is really easy to do, and the money is really good. Then pay a huge agency fee, and as a result, you will find that the so-called advertisers have no penny. Then they will tell you that you are going to find an advertiser.
Fifth, the so-called "merchant zero rate" agent fraud model is
well-known. The cost of WeChat Alipay is 0.2. The giant Alipay and WeChat payment dare not fully liberalize the zero-rate subsidy. Come to do things that neither Alipay nor WeChat dare to do.
WeChat even withdrew a cash withdrawal fee of 0.05 to Minsheng Bank. And if the so-called zero fee rate of these companies is to directly benefit the merchants in order to seize the market, why should entrepreneurs pay huge agency fees?
These companies have slogans of subsidizing merchants with zero rates, allowing you to pay a franchise fee ranging from 100,000 to 200,000. As a result, after paying the money, you find that the facts are far from it The deeper the limit, the bloodless.
In fact, if entrepreneurs can calmly analyze, they can prevent cheating.
Five frauds to pay by face:
- With area protection
- Free face-lifting device with significantly higher value
- Private deployment
- Advertising into
- Merchants with zero fee rate When
encountering these five types of agents, they are basically for defrauding agency fees, and try to get around.
