Cattle great value philosophy: to share their help everyone, steady win. We stayed with friends: Five minutes a day, invest yourself. I believe we in the future can not be forced for money, a better life!
Today, cattle Japan again talk about index funds.
01
What are index funds?
We pass the common fund, such as a hybrid, flexible configuration, innovation and growth, fund selection, etc. are mostly active funds.
These are their own fund managers pick stocks, investment funds. Listen to the names are not feeling one cow B, the feeling rose tomorrow, a year will be able to double look.
What is index funds? Eat it?
It itself can not eat! But it can help you make money steadily, tube enough to eat.
Index funds are passive funds, usually more low-key.
It is simply an index of stock included as an investment target, such as the CSI 300, CSI 500 and so on.
Common table index can refer to daily valuation, Daniel, will give you updated daily.
Fund managers only need to be built in strict accordance with the target index portfolio, copy the trend of the index, with the index ebb and flow.
If the index constituent stocks of the adjustment occurs, adjust the portfolio accordingly it on the line, it is a completely passive investment.
If you know anything about investing, but particularly want to make money by investing.
After much deliberation, is do not fly on their own, others imitate copy total okay? That index fund is a better choice.
02
"Inhuman" index funds
So much above that index funds have any good?
First of all, the "savage"!
Such as equity funds, fund managers quietly engage in "Rat" no one knows. They feared up high, fell more afraid.
Why?
High up, platonic friend saw it all up clearance, the person on the sell more.
Down more, will buy, and when the head fell ......
Therefore, some equity fund managers, the fund will not let up too high, do not fall too much. Slowly, grinding, anyway management fee income, no worries about food and drink!
By the way, the index fund management fees are lower than stock funds.
Also, index funds are passive funds, virtually unaffected by human influence.
For example, tracking the Shanghai and Shenzhen 300 Index Fund, is the fund's largest stock market consisting of 300 stocks.
Index fund managers is to have a skill, not their own ideas freely change inside the stock, buy to buy all 300 stocks that can not be easily changed (of course, except to say that the future strategy such as enhanced index fund) .
Otherwise, it is impossible to copy the trend index of the poor performance evaluation, the board is to suffer!
人都是有弱点的，投资指数基金就能尽量的避免人性的弱点。
03
“长生不老”的指数基金
指数基金还长生不老？对，你没看错！！
举个例子，咱们就来说沪深300与中证500指数。
沪深300指数，每半年调整一次成份股，每次调整比例一般不超过10%。
和沪深300差不多，中证500指数每半年调整一次样本股。调整时间分别为每年6月和12月的第二个星期五的下一交易日。
每年都要进行数次“换血”，新老交替。
每年都有优秀的企业进入中证500指数，并且中证500里的头部企业还会入选沪深300指数。
你行你就上，不行的就退出！
因此，指数基金的成分股都是比较优秀的公司。
只要股市还在，对应的指数就会一直存在。
绝不会像有些垃圾股坑害股民，动不动就爆雷，动不动扇贝来了又跑了......
指数基金，“长生不老”没毛病，大家放心。
04
小结
只要大家相信中国的经济越来越好，指数基金就会一直上涨。
没错，我们以后就一直买它了，你要不要一起来加入我们呢？！
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只要方向正确，就不用怕路远。轻松投资，快乐生活！
相信牛大：坚持基金定投，咱们终将富有。