Drop chips if they are not charitable organizations we have made a mistake?
We let the water droplets to raise mutual aid network industry suffered a crisis of confidence. Recently, the drop was due to raise the exposure salesman "floor sweep fundraising," questioned "public business becomes" public. 5 evening, drop-founder and CEO Shen Peng issued an open letter of apology and acknowledged loopholes in management, adhere to good deeds indicate early heart and mind free rescue of seriously ill patients has not changed. But also expressed personal confused and think users will drop into a charitable organization to raise understanding is a misunderstanding.
Water droplets raise founder, CEO Shen Peng microblogging screenshots
Not only to raise the water droplets, Internet fund-raising as well as easy to raise, worry-free chips, etc., through understanding, through which sponsors fund-raising platform to raise funds can be fully extracted, the platform also offers a free 1-on-1 service. Shen Peng by saying they are not charitable organizations, why should he say?
0 service charge, make public how the business?
When the service sectors clarify issues raised under the water droplets in response to line personnel, has always insisted on fund-raising to raise the water droplets users free services, there is also quite a long way to relief funds to help users assume the fee payment channels. Mentioned in the report, "commission" paid to the real line services team reward for the company's own funds, not from the user fundraising.
Eye of Heaven investigation showed that the water droplets to raise indulge forward to Beijing Technology Co., Ltd.'s products, the company completed the C round of financing in June of this year, investors including Tencent capital, capital Yung high, the gold capital. Tencent capital at the time of admission had been an angel round, it is now the fourth additional investment.
Beijing Science and Technology Co., Ltd. indulge forward (ie, drop-chip products affiliated companies) financing Screenshot course Source: eye in the sky check
If the drop is to raise trading losses, how can the C round of financing to support it?
Not a losing proposition, can make money selling insurance
Customer service drop to raise the official responded that the company has other drop-profit sector, to raise the water droplets - serious fund-raising does not charge service fees.
“用互联网科技助推广大人民群众有保可医”，“我们聚焦互联网大健康保险保障领域”。沈鹏博文中表示，水滴筹是一个非常好的网民健康保险意识的教育场景，借助水滴筹能够正确普及及进行保险保障的价值和必要性，将适合的产品推荐匹配给不同的消费者。
曾在水滴筹平台为病患捐赠过一定款项的谢女士表示，捐款后会跳出一个保险页面。
水滴筹平台已完成筹款的一页面截图。
点击“600万医疗保障金”的跳转页面截图
“看到了悲惨的事例，感同身受赶紧给自己买个保险。”有网民说，会员有优惠，首月当时0元购，可获得百万意外保障，后期也不贵，买了以后按月缴费。
商业模式的一盘棋局，不仅仅只有保险
天眼查显示，北京纵情向前科技有限公司除了水滴筹之外，还有水滴互助和水滴保等产品。
水滴筹、水滴互助、水滴保均使用过的网民表示，在水滴互助投一点小钱帮助别人，万一生病，又能得到别人的帮助，哪不用这么点钱啊？ “既然在关注互助，肯定还是看重身体健康，于是又买保险。”
“互助平台有几千万人，一人只充十块钱，一年也是好几亿的资金流了。再加上水滴保，几个流程操作下来，你想想已经有多少资金进了水滴公司。”有网友算了算。
某互联网筹款平台战略投资人士分析，“水滴系列”中水滴筹、水滴互助、水滴保三块形成循环，前两者给后者导流，主要收入依靠水滴保。
有分析指出，参照目前国内类似互联网筹款平台的运营模式，水滴筹的盈利和变现能力，或体现在利用捐款沉淀资金进行资本运作，将平台注册用户转化为商业服务对象，例如向他们推销保险，此外还有来自对用户数据的深入挖掘转化，等等。
“但无论是哪种方式，水滴筹都需要获得越来越多的用户，才能在这基础上实现商业转化。”
群雄逐鹿，水滴下一步棋怎么走？
社科院金融研究所法与金融室副主任尹振涛曾表示，现有的网络互助计划经营主体并没有获得牌照并纳入保险监管或民政管理范畴，部分经营主体的业务模式也存在不可持续性、相关承诺履行和资金安全难以有效保障等一系列的问题。
Water droplets company on the cusp of public opinion, which has a membership drop mutual 8062.5 million. Another Baidu, 360, US corporations and other companies have announced its entry into the network mutual aid, the number of members of each other treasure gold suit ant's reached 100 million. Mutual aid network planned by the previous years of start-up companies testing the waters, into the era of Internet giant competition.
There intercept before, after the pursuers. Drop the company how to do?
Shen Peng microblogging let it be, "and then the tube is not good, I would like to raise the water droplets to the relevant public interest organization!"
That Shen Peng "drop chips + + drop droplets mutual security," the commercial layout will become someone laugh "drop Market + + drops of water droplets mutual security.": The art of war, too hard to understand.
Shen Peng really put it down, put the company into a network of mutual aid NGOs do? Shen Peng also said in the text, "I itself is a very tough entrepreneur, I believe that as long as all the water droplets junior partner to a higher standard to self-restraint, to rectify the serious and continuous efforts to improve, we can break the storm!"
In some users view, whose money is not the wind blowing, and today's society people love no longer afford to toss. We must promote the improvement of the network model of personal assistance industry self-regulation mechanisms, in order to regain the trust of more users.