Hello everyone, I'm Judy, Judy is scheduled to vote founder
They offer the landlord photos, pat ...
Why am I obsessed with fixed investment index fund it?
In China Taiwan, there is a girl, she and her husband set a goal: to retire before the age of 40, went to see the world
Later, they really achieved that goal
It is how to achieve it?
In their 10 years, she saved enough assets to achieve financial freedom
They two couples, revenue, expenditure, investment: the establishment of a fund dividend rely on passive income
Open source: two is that they work hard, raise appreciation, we launched a sideline income, the monthly income of about 15,000, and later a monthly income of 40000-50000 Duo
Throttling: that only spend 10% of income per year, which is 10 years, and they have been very strapped, grow their own vegetables to cook a piece of clothing can be worn for many years, honeymoon are reluctant to spend money, there is a principle, that's only spend 10% of annual revenue, the remaining 90% of the total invested in index funds given above
Investment: The remaining 90% of all survive, regularly invested in index funds, the beginning of time they put into index funds, about 80,000 yuan a year, a year later they put money into index funds of about Wuliushiwan yuan
10 years later, they save down a total of about 6.5 million yuan worth of index funds, index funds rely on dividends annually to easily achieve the goal of financial freedom, I began to travel around the world!
This story gave me great inspiration
That we were ordinary people achieve financial freedom, all of a sudden do not need to invest a lot of money, but only in the year is scheduled to vote can be achieved
Not only to buy a house, entrepreneurship, through fixed investment we can achieve financial freedom
I put this story with my first article Sen said, now have a common goal, work hard together!
Judy is scheduled to vote with my family and happy to vote, to achieve financial freedom!
I have always been fixed investment index funds, I've seen the most stable investment, as long as methods, good attitude, money is secure in
In fact, we have been searching to find a good way of managing money, in fact, the most crucial point is that no one wants to get rich slowly
Buffett said: by fixed investment index funds, a do not understand anything of amateur investors are often able to overcome most of the professional investor!
Index fund benefits:
First: Index funds can live forever
Second: the long-term rise in index funds
Third: low-cost index funds
Index funds avoid risk into three categories:
The first category: stocks are "Black Swan risk"
The second category: the risk of permanent loss of capital
Risk is the system: third class
Do not believe what also less money, things fall in your lap
Many of us have been blinded by the rate of return, rate of return you fancy, others see is your principal
P2P presented is nothing to worry about, what do not control, income is still relatively high, this is the presentation of the P2P, things still less money
But where does that beautiful things, give the money to someone else to take care of, there are flourishes of the heart, not to protracted and painstaking
We will vote in the family, because before all their savings to buy all the P2P, overnight, all gone
Some loss of tens of thousands of pieces, more than 40 million, and some loss of more than 100 million, and so on
Her husband at home, parents are buying P2P, all the savings have to take into account the
She said: P2P is actually even do not know anything, just continuing cast into
This is why I have repeatedly stressed, is scheduled to vote, you need to learn, at least you know what is? why? I know the logic behind
Some family members said I could not work, you tell me directly what it is scheduled to vote?
I said: No.
Is scheduled to vote because it takes time, fluctuations in long, sustained fixed investment requires perseverance and determination, if not studied, it is difficult to stick with it
So, before the scheduled vote, we must first learn, clearly know the logic behind
Even scheduled to vote obviously can make money, but most people still are not making money
Do not believe flourishes
Pakistan accumulation of wealth Buffett and Ma
Bezos said, I once asked Warren Buffett: your investment philosophy is very simple, and you are the world's second rich people, why do we not directly copy your practice?
Buffett said: Because no one wants to get rich slowly
Yes, too many people are unwilling to accept this fact slowly getting rich, fall out of the sky where there is something, but often a lot of institutions caught everyone's psychological flourishes, what funds plate, flourishes project after another
Buffett is now worth more than 80 years as much as ten billion dollars seventy-eight, is one of the world 's richest people. Then we take a guess what, after the 50-year-old Buffett earn money What percentage of all he's worth?
The answer is: 99.8%.
Buffett 99.8% of all net worth, are 50-year-old after he accumulated
So, when we "feel" Buffett lot of money when most of its half life after he accumulated enormous wealth
While most people younger than Buffett also quite rich, but far from the world's top billionaires.
In addition, we look at Ma is also very rich, he is when it starts to become wealthy? As of 2019, 55-year-old Ma, 90% of the assets are 50 years of age earned
In fact, beginning when young, they did not have much money, but have been insisting, until insisted, compounding the effect, snowball effect
They showed us a fact: a man of wealth accumulation process, those who are rich, we are seemingly very simple, as if overnight riches, but with our intuitive thought is completely different, which is a cumulative process
Whether it is how much rich, either Ma or Warren Buffett, most of their wealth are very behind in life time to build up to, which is the same for us ordinary investors, the need to constantly accumulated
And we invest in this way, it is necessary habits they need to Get Rich Slowly this fact. Even Warren Buffett is true, not to mention we do
So, no flourishes, and do not believe flourishes
The index fund is scheduled to vote on it let's Get Rich Slowly
The famous theory of lightning, lightning happiness
When the happiness of lightning hit down, we want to present
Many small partners say, why do I always earn money to buy it?
Because about to rally, but because you lost a long time down the lonely, sold. In fact, when we will vote, most of the time down, volatility, rising time is very short, although the long term is up
So, we need to have patience and perseverance
Standard & Poor's 500 index - the lightning theory
Before researchers counted returns from 1996 to 2015, a 20-year investment in the S & P 500 Index
If you hold does not move during this time, the annual return is around 4.8%
If you missed these 20 years, the largest rate of increase in five days, then your return will drop to 2.7% per year
If you miss the greatest rate of increase in 10 days, your return will become like a bank demand deposits of 1.3% per year
If you miss 40 days, your return would be 4% per year
In other words, in these 20 years more than 4000 trading days, if you missed the 1% of the trading day
This is 20 years to engage in white
China Stock Market - Lightning Theory
Similar laws is the same in the Chinese stock market,
Or 1996--2015 Nian this time off
Our Shanghai Composite Index above example, if you've been holding this for 20 years on the Shanghai Composite Index, then your return on investment can be close to 10% per year
But if you miss the biggest rise among the five days, the return will fall to 8% per year
If you missed 40 days, it becomes a negative return of 3.8% per year
So, we can see, the return on investment available in the market at the time of distribution is very uneven
For ordinary investors, based solely on our own feelings, or the cognitive when market sentiment to choose, we will likely miss the return on the market suddenly appeared very good moment, his final sharply down the return on investment
This is called "lightning theory," says that if the market suddenly rose one day is "happy lightning," then, as an investor, we must ensure that when lightning pixia their presence
Do you have the time to vote, and to die in you lose, you are very firm sold, but behind greet you is a continuous rise, then regretted it
In China, 2007 was a mad bull, throughout the year the Shanghai and Shenzhen 300 Index rose more than 160%, imagine if our analysis is wrong, in 2007, believes too much froth out of the market, your whole year We will look at other people a lot of money, but you can only look at
If you think the 2009 economic crisis will come, you will not only catch up with the 2008 crash near the cut will miss a large rebound in 2009, the year the US stock market rose more than 20%, while China's stock market rose 100% is terrible
So, if we are not very specialized knowledge, and technical analysis as a guarantee, very firm belief to do support, just based on their feelings and simple judgment, then, when the loss is certain to choose
According to our approach to sustained scheduled to vote before they can secure in compound interest
Judy is scheduled to vote when we say family, teachers, my rate of return of 20% +, and the rate of return of 40% + 60% + of the
I was very calm, because fixed investment is an ongoing thing, not short-term gains
If you want to get financial freedom, there is still a long way to go, we need to have enough capital, enough time, enough to require some perseverance and determination, time + compound interest
So: We also do not believe what little money, the sky did not fall out of things; let us fixed investment index funds, Get Rich Slowly, was being hit by lightning! Sustained given certain principal invested, the annual dividend can cover our expenses, you can achieve financial freedom.
Buffett's famous quote: "Life is like a snowball, you need a very wet snow and a long slope." Snowball is compounded growth
Let us together open source, throttling, fixed investment index funds, slowly getting rich, achieve financial freedom!
Welcome scheduled to vote with pleasure, achieve financial freedom!
If you are scheduled to vote on the compounding of interest, the end of the two-dimensional code can be scanned text, add my personal micro letter: Judy-ETF1, gift welfare value of 398 dry scheduled to vote!
Then offer JudyJudy fixed investment profile, in order to better understanding.
