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1 Non-city accounts staff and termination of labor relations unit renters 2 3 4 from non-mortgage purchase buy second-hand housing estate of
Method / Step
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1. Non-city accounts staff and termination of labor relations unit
[Example] When you work in Beijing, in Beijing on the "housing fund", but your account is not in Beijing. So when you want to leave, you can fund raised.
Procedure is very simple, only need to provide:
■ employees with proof of original and photocopy of the unit termination of labor relations of the 1
[TIPS] generally help the company personnel department to handle, you only need to hold the card to withdraw money on the line!
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2. renters
When renters first extract "housing fund" is required to provide:
■ lease contracts (refer to registration by the housing authority contracts, or public housing lease contract signed with the unit)
■ Original Invoice rent (or receipt), the copy of each
On subsequent extraction of "housing fund" ,, you need to provide "XX City housing accumulation fund extraction registration certificate."
[TIPS] need to apply in the lease contract period, after extracting every year, to extract the "housing fund" the total amount, up to the rent actually paid.
PS: Beijing rent extraction by the fund extracted once a year, for the three months to shorten the extraction time, the extraction limit the sum paid into the fund for three months and I units.
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3. Non-mortgage to buy housing in
If you want to use the fund to provide the following evidence:
(1) the purchase of real estate in one hand, when you first extract, the need to provide:
■ purchase contract (or pre-sale contract)
■ purchase invoices (or receipts) original and one copy
On subsequent extraction of "housing fund" must provide "XX City housing accumulation fund extraction registration certificate."
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2) the purchase of second-hand real estate, when the first extraction, the need to provide:
■ "real estate warrants"
■ "deed tax payment certificate" original and one copy
On subsequent extraction of "housing fund" to provide "XX City housing accumulation fund extraction registration certificate."
(3) "land acquisition compensation" buy "to increase the housing area," the first time you extract, you need to provide:
■ "house demolition resettlement agreement"
■ increase in housing purchase invoice area of the original and one copy
On subsequent extraction of "housing fund" to provide "XX City housing accumulation fund extraction registration certificate."
[TIPS] than leaving and renting, in this case the extraction of "housing fund", the procedure is slightly trickier. Focus on: the need "to pay back the principal after two years' application, after extracting once every six months, until the amount reaches extract" buy a house actually paid. "
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4. repayment of housing loan principal and interest (mortgage to buy housing)
If you want to use the fund, the first extraction, the need to provide:
■ original and copy of the contract entered with the bank borrowings of the 1
On subsequent extraction of "housing fund" to provide "XX City housing accumulation fund extraction registration certificate."
[TIPS] on this procedure, which is not in trouble, it is still relatively easy. Focusing on: the need for "repayment period" to apply, after extracting once every six months, total housing fund until the extracted achieve "the first phase of the housing fund actually paid" and "repayment of the loan principal and interest the sum."
Some companies responsible for the personnel department to help handle of; if your company does not have agency services, so long as is consistent with workers' housing fund extraction conditions "to the housing fund bank accounts to receive and fill extraction application form and relevant supporting evidence to bank accounts auditing procedures.
PS: Beijing provident fund loans to purchase household use, simply provide: Extract application form and a copy of my ID card, and a bank savings account, you can apply for provident fund extraction.
Reproduced in: https: //www.cnblogs.com/wikiki/p/4493254.html