How to choose the tenth class P2P?

A. What is P2P?


(1) P2P mainly two modes:

1. Guarantee mode
   
2. Debt transfer mode
   

II. How investment P2P?

1. View platform qualification
   
   
2. Assessment of the borrower's repayment ability
   
   (1) standard mortgage
   below 3 cash collateral is not good:
   
   the best choice for the following three:
   
   (2) Credit standard
   
   The following caution label credit:
   
   interest rates as high as 13%, the investment need to be cautious at this time The borrower interest up to 25%
   
3. Investment ratio control in less than 15% of the total investment, and diversify investment platform
   P2P development time is short, unstable
   
   
   how to find P2P platform?