What polymerization payments are? What polymerization payment safe?

Recently, many shops supermarkets no longer use Paypal or micro-channel wallet "Select payment mode", and a new method of payment is quietly emerging, the stores description, we know that this is a new "polymerization pay", which suddenly came out polymerization pay what the hell? The following explore explore together with the small series.
What is polymerized to pay?
2016, turned out to pay polymerization, suddenly a time, polymerization pay all over the world, everywhere the rumor polymerization payments brilliant things, familiar! So, what is the polymerization pay? Baidu Encyclopedia, also known as fusion polymerization payment paid, polymerisation or, integration worth mentioning, literally, as the name suggests, is to pay Taken together together. Payment, which is an indispensable part of life, but also the key to the closed-loop business model.
Traditional times, focus on online payment scenarios. In addition to cash, receivables primarily by business card POS machines, payment institutions to pay the company for the main bank and three parties. Age of the Internet, online shopping fast, third-party Internet payment: Alipay, TenPay born. Now, entered the era of mobile Internet payments, mobile phone side: Alipay, has become the darling of the micro-channel pay.
However, the question is, mobile Internet era, the traditional line, Internet, mobile Internet, triple space scenes exist, superimposed on each other. Consumers at the same time the distribution lines, each flow PC side and the phone side entrance. Industry business model scene, and the constant cross-border, involved the payment scene also will be crack-like fragmentation. Businesses need to provide consumers with the whole scene, the whole way of payment collection service.
Polymerization paid between banks, merchants and third-party payment, there is no limit to pay the license plate. Not fund settlement, but can be personalized according to the needs of business, the formation of complementary resources, neutrality, flexibility, convenience and so on.
In the absence of payment of the license plate, payment aggregation cooperative banks, cooperative telecom operators and other service providers interfaces and other payment instruments comprehensive payment services by aggregating a variety of third-party payment platform, the so-called polymerization pay, is relying on banks, party payment or payment and settlement organizations channel and clearing capabilities, providing customers with an interface, integration, docking, order processing, statistical data and other payment services.
SDK paid by polymerization, polymerization pay scenes, aggregation of payment, payment channel polymerization without seeking payment channel you want, without having to repeat the cumbersome docking integrated payment interface, linking businesses and channels, reducing access to technology, communication barriers, reduce channel cost, convenient and quick access to the realization of the payment. The era of mobile Internet, mobile payment butt scene, more fragmented, with superior timeliness. Not easy docking needs of customers, can not achieve rapid service, it would mean giving the customer. The times required to pay the polymerization payment institutions to achieve rapid arrival of mobile payment!
Polymerization payment fly it?
At the same time as the polymerization pay payment transaction closed, providing convenient payments, it also provides information services, and investors on the P2P platform, borrowers interactive information flow and capital flow in the bank depository process. Aggregation of Internet technology background of financial payment, as opposed to traditional financial enterprises pay more attention to user experience, merchants from the line for the P2P platform for the user, the user needs to achieve polymerization pay the rapid transformation and implementation.
Under the premise to ensure that users of financial security, friendly interface, simple steps and efficient fund flow capacity, boost P2P platform to enhance user stickiness, bringing users a new experience. Therefore, it can be said polymerization paid in the functional implementation, user experience, data security and other aspects of a more substantial accumulation.

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Origin blog.51cto.com/13331577/2400484