Author: Zen and the Art of Computer Programming
1 Introduction
Capital-guaranteed wealth management means that when investors purchase securities, they choose according to the expected value of the underlying capital preservation, that is, they choose the appropriate proportion of securities investment according to a certain expected rate of return or long-term income goal of the investment portfolio, so as to ensure that under any circumstances can get the expected returns.
Guaranteed wealth management first originated in Western countries. It emphasizes rational choice, accurate estimation of risks and losses, and reasonable management methods to ensure the absolute safety of assets in the process of securities investment. Nowadays, with the impact of the international financial crisis, capital-guaranteed financial management is attracting more and more attention.
The A-share market is one of the important securities markets. However, due to the uncertainty of the stock market and the existence of high volatility and other factors, the long-term value of A-shares faces huge risks, especially when the rise and fall deviate from the level of capital preservation. It is difficult to guarantee its income, which makes A-share stock prices stay in a long equilibrium fluctuation range for a long time.
A-share capital-guaranteed financial management is still in the early stages of development. However, due to limitations in personal abilities and conditions, capital-guaranteed financial management has always had many problems and has not yet matured.
Therefore, this article will comprehensively explain the reasons why A-shares cannot be capital-guaranteed through systematic elaboration and analysis, and how to build a personalized capital-guaranteed financial management strategy to solve this problem, and propose future development directions to provide shareholders with more Reference and help.
2. Background introduction
2.1 Basic situation of A-share market
2.1.1 Introduction to A shares
A-shares (American Stock Exchange) referred to as "US stocks", China's A-shares are sponsored by the Shanghai Stock Exchange, mainly engaged in joint-stock company business, registration system, open-end funds, etc., becoming the most active trading platform in China's stock market. As of the end of July 2021, there have been a total of 2,497 A-share trading days, including 192 daily limit days. The number of A-share stocks exceeds 2 trillion, accounting for more than 1/3 of the total regional assets.
A-share stock trading in Shenzhen