Link: https://www.zhihu.com/question/36996031
Editor: Deep Learning and Computer Vision
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Author: Humid Desert
https://www.zhihu.com/question/36996031/answer/795743519
Coordinates in Changsha, dentist, monthly income of 40,000 to 50,000, no five insurances and one housing fund, 996, no pressure from the leader, do it for yourself, have a fixed customer group, have a mortgage room of more than 90 square meters, the mortgage is 2,500, and one LaVida travels by car, has no car loan, has a wife who is a Ph.D. student, and a daughter who goes to kindergarten and commutes every day. She has no time to spend money. The working hours are too long, and her buttocks are cocooned. I can go home to eat, but sometimes I feel a sense of crisis. After all, competition in all walks of life is fierce, and technology is updated very quickly. I can’t do anything except dental care, and I feel like I can’t save money, and I can’t buy things for my children. If you think about it too much, you will have scruples about buying things for yourself. My wife doesn’t have a formal job yet, and even if she does, it will be a job within the system, and the salary will not be too much. I want to save some money and work in a high-quality dental clinic to realize my original career ideal, but I am also afraid of failure, so Now I don’t know what to do with these hundreds of thousands of deposits, to provide for my parents? Buy a nicer car? Buy another house? Sometimes I am also confused. Doing the same thing every day, facing different customers or patients every day, experiencing the pleasure of pulling out teeth and repairing teeth, it feels okay. I have never thought about the future, after all, it has not happened. In this era, except for learning, there is no other way to preserve value. , I believe in this one. So with a monthly salary of 40,000 to 50,000 yuan, I used to think that 15 kilograms of yellow peaches were very expensive and delicious, but now I feel that it is just like that. I ate too much. It has a lot of flavor. With a monthly salary of 40,000 to 50,000 yuan, I also feel that BMW is really fucking It's still so expensive, and I still can't afford it anyway, so let's not talk about it, I went to extract my tooth.
Author: Orange Deng
https://www.zhihu.com/question/36996031/answer/1523183823
Coordinates Beijing. When I was in my early forties, I finally got an annual salary of 600,000 for the first time. More than 40,000 yuan is credited to the bank card every month, which feels extremely comfortable. How to spend this money.
Because of this age, there is no big expenditure. Thanks to the era in which I was born, housing prices in Beijing were just starting to take off after I graduated with a master’s degree. The scooter worth more than 100,000 yuan has been used for 10 years, and it seems that it can continue to be used without urgent replacement (I know some people buy a car and replace it after two or three years, but fortunately, my family does not have that hobby). Children's public kindergarten to public elementary schools, except for extracurricular classes, do not cost much. The combined income of the two people is more than 500,000 yuan. They have realized the freedom of cherries a few years ago. However, at the end of 2012, for the children to go to school, they changed the house once and sold the old house. Because they could not get a loan, they used all their savings , and still owe more than 700,000 yuan. After that, I lived my life very carefully and thought twice about buying a Kindle. Fortunately, the debt was paid off in more than three years.
So, in my early 40s, with one house and one car, no loan, no large expenditure plan, and an annual salary of 600,000 yuan, I finally realized the feeling of freedom to spend money as I like. When you go to the mall, you no longer need to think twice about how many times the clothes and bags have been used. If you like the price, you can easily buy it. Ordering in restaurants and traveling out are becoming less and less price sensitive. Don’t shop around at all when shopping on Taobao. Children’s clothes are mainly brand-based.
The key is, I did all this on my own.
Before joining this company, I worked in consulting for more than ten years. The industry belongs to a niche field. Although the work content is very training, you need to be able to write hundreds of pages of documents, communicate and report to customers, and have to exchange cups with customers when necessary. The knowledge involved is industry, finance, legal affairs, taxation, investment and financing, which is very comprehensive. However, when there is no wind in the industry, personal efforts are so insignificant. I have been a consultant for ten years and have never been harassed by a headhunter.
Finally, after 15 years, the spring breeze of policies finally reached this field, and capital poured into this industry that has existed silently in China for twenty years. People with relevant professional backgrounds are in hot demand for a while. As a woman, she has already reached the career ceiling. So at the age of forty, he decided to change careers and jumped into the large asset management industry. I got the salary I had always dreamed of. My colleagues, in the past few years, there are not a few people who have an annual salary of more than one million and have become gold-collar workers.
Therefore, as a working class, the industry in which you work largely determines the salary level you can achieve. The classmates and friends around me have a bachelor’s degree or above, and there are many masters and doctors. Most of them have reached the middle level in enterprises. Even if it is a foreign company, it is only slightly higher than this level. If you reach the general manager level of a medium-sized enterprise, your salary can reach 500,000-800,000. More than a million is rare. For associate professors in 985 universities, the normal salary is 300,000 (there may be an increase after the salary reform). However, in the financial industry, equity investment companies are not yet very well-known, and partners can receive a basic salary of more than 1 million, not counting project bonuses. The well-known post-85s generation in the IT industry spends 100,000 yuan a month, and the wife spends 100,000 yuan to have a child, which makes us ex-wavers feel sour in our hearts.
Therefore, compared with the annual salary of hundreds of thousands or millions more than Internet elites, in reality, a monthly salary of 40,000 may already be the apex of most 40-year-old working-class workers in first-tier cities.
Author: Xuenihu
https://www.zhihu.com/question/36996031/answer/847613806
Coordinates in the magic city, aboriginal, purely talking about work, monthly salary of 50,000+ before starting a company, foreign company, Party A.
1. When you get 5W+, your direct boss will get 20W+ a month. Calm down, and think about why he can get 20W+
2. There will be no pride or jealousy. The difficulty of the work itself is not difficult at all compared to managing personnel, relationships with other departments, and the boss's likes and dislikes. To say you are walking on thin ice is a bit too much, but you must be respectful of your work.
3. Worry all the time. Improve your irreplaceability. I have seen too many jobs, stagnant business ability all the year round, and first-class football players. In the end, the salary is hovering between 2-3W. Neither leaders nor HR are vegetarians. These people can still mix in their 30s, but once they reach the age of 40+, especially in the Internet industry, their competitiveness will drop sharply. There are 2 friends around me, they have a good relationship with me, they are in the same company, but in different groups. One is the backbone of the business and works very hard, but the boss cannot do without her; the other is to finish the job at hand. The second contract expired in 3 years recently, and the company did not renew the contract.
4. Daily expenses, such as shopping in the supermarket, going out for a light meal, taking a taxi, drinking coffee, etc. I really don’t care about the price, or I can’t remember it. My mother often asks me how much the rice and fruits cost per pound, but I can’t remember every time. Larger expenses, such as English training for children, cost 30,000 yuan a year, and my hands won’t shake. If it is spread over a month, it will only cost 2,500 yuan. Because I’m quite busy at work and it’s related to the Internet, I’m looking at marketing data when other people are buying things on 618 and Double Eleven. So I don’t have much time to shop or buy things. Anyway, I don’t have high materialistic desires. There are several famous watches and bags, but people are lazy and often go out with reusable bags.
5.5W+ is objectively speaking. Looking at the average level in Shanghai, it is not that low. Add in the income of family members, and it can exceed 10W+ in a month. But if you look at a small group of people, executives or those who do their own business, 5W is really nothing. Everything depends on your own mentality and ambition.
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