Should I buy insurance?
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Reading time: 2 minutes
Recently, this "Beijing Middle-aged Under the Flu" article hit the circle of friends with a lot of words. I saw it from the beginning to the end. There are many feelings after reading it.
The author’s father-in-law is an old man from the Northeast. It just so happens that I will become an old man from the Northeast one day. He has all the characteristics of his father-in-law, as well as my family. Therefore, from another perspective, I am really concerned about the content of this article. It is empathy.
There are many things mentioned in this article, such as: the importance of having strong social relationships, how to get along with the elderly, what is wrong step and wrong step, etc. These things are not what I want to say today. What I want to talk about is about insurance.
There is a dialogue in the article, I am very impressed. The author’s wife said to his husband that I bought you a few insurances, as if the insurer would not get serious illness.
Regarding insurance, the Chinese seem to be very resistant. This is probably related to the impression that insurance salespersons gave people a few years ago. Most people, especially older people, don't like to buy insurance. I even feel that buying insurance is an unlucky practice.
Many people do not buy for the following reasons:
- After paying the premium for such a long time, nothing happened. I lost money in vain!
- You can only get the money back until the contract expires, but the money after 20 or 30 years is even less valuable, and it is a loss!
- I often hear people say that insurance insurance, if you don’t insure, you don’t have a risk.
- It takes a lot of money to buy insurance, but it is not cost-effective to pay if you are in danger.
- What does it mean to me that the premium I pay is only paid after death?
- I have a lot of money, no matter how big things happen, I can deal with it.
- I just want to make money. I can’t make money with insurance.
However, I think it is useless to consider so much. You only need to consider one point: Does anyone depend on you financially? !
YSE: buy
NO: Do not buy
All the doubts above, just answer this question.
Why do you say that? I think that the most important point of buying insurance is not what protection you give yourself. The most important thing is for your family and those who depend on yourself, such as parents, spouses, and children. I don't want to compare the unlucky things, I believe everyone understands.
It is also very convenient to buy insurance now. Alipay and WeChat are all available. Just read the terms carefully before buying. I hope everyone doesn't use it.
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